CM Punjab Himmat Card Scheme 2026: Online Apply, Registration, Eligibility, & Benefits – Complete Guide

The CM Punjab Himmat Card Scheme (also known as Himmat Card, Chief Minister Punjab Himmat Card, or Courage Card for Persons with Disabilities) is a compassionate and targeted welfare program introduced by Punjab Chief Minister Maryam Nawaz Sharif. Launched in late 2024 and expanded through phases into 2026, this initiative provides direct financial support to persons with disabilities (PWDs) who are not fit to work, helping them meet basic needs with dignity and independence.

Under the vision of CM Maryam Nawaz, the scheme has grown significantly: Phase I covered thousands of beneficiaries, while Phase II (ongoing in 2026) added 25,000 more, bringing the total to around 65,000 registered PWDs (with ambitions for broader reach). A key highlight is the 30% women’s quota to prioritize female PWDs. Each eligible person receives a quarterly stipend of Rs 10,500 (totaling Rs 42,000 annually), disbursed digitally via an ATM-enabled Himmat Card through the Bank of Punjab. This ensures transparent, secure, and hassle-free access without intermediaries.

The program, managed by the Punjab Social Welfare and Bait-ul-Maal Department, is part of a larger push for inclusive welfare — empowering vulnerable groups, reducing financial hardship, and promoting social inclusion for PWDs across Punjab.

Important Disclaimer: This guide is compiled from verified official sources and announcements (as of February 2026). We are not an official government website. Always apply or verify through official channels only – no fees are ever required.

Key Objectives of the Himmat Card Scheme

Provide regular financial relief to PWDs unable to earn due to severe disabilities.
Ensure transparency with digital payments and biometric verification.
Prioritize women (30% quota) and prevent misuse through strict eligibility checks.
Build an inclusive Punjab where no one is left behind in accessing basic support.

Benefits of CM Punjab Himmat Card 2026

Benefit	Details
Quarterly Stipend	Rs 10,500 every 3 months (Rs 42,000 per year)
Payment Method	Direct bank transfer to Bank of Punjab account via ATM-enabled Himmat Card
Coverage	~65,000+ beneficiaries (Phase I + II); expanding further
Women’s Quota	30% reserved seats exclusively for female PWDs
Additional Support	Promotes financial security; linked to social welfare services
No Deductions	Full amount reaches beneficiary (secure & transparent)

Payments are loaded quarterly; beneficiaries can withdraw cash from Bank of Punjab ATMs or agents.

Eligibility Criteria for Himmat Card 2026

The scheme is strictly for those with severe disabilities who cannot work. Key requirements include:

Permanent resident of Punjab (valid CNIC with Punjab address).
Certified Person with Disability (PWD) — Must hold a valid disability certificate issued by the Punjab Social Welfare Department or authorized medical board.
Not Fit to Work — Disability must prevent employment (certified as “not fit for work”).
Unemployed — Not employed in government, private, or any paid job.
Low PMT Score — Proxy Means Test (PMT) score typically ≤ 45 (verified via PSER/PSPA database).
Valid CNIC — Issued by NADRA.
Priority — Severe physical/mental disabilities; women PWDs (30% quota in expansions).
Ineligible — Those who can work despite disability, bank defaulters, or those already receiving overlapping high-aid from other schemes.

Final approval comes after biometric verification and data cross-check.

How to Online Apply for Himmat Card 2026 – Step-by-Step Guide

Registration is handled through the Disabled Persons Management Information System (DPMIS) and Social Welfare Department camps/offices. Phase II is ongoing, with new inclusions possible.

Online/Portal Registration (Primary Method):

Visit the official portal: https://dpmis.punjab.gov.pk or https://swd.punjab.gov.pk/himmatcard (check for Himmat Card section).
Register your profile with CNIC and mobile number (if not already in system).
Fill application: Enter personal details, disability type, family info.
Upload required documents (disability certificate, CNIC copy, photos).
Submit and verify with OTP.
Track status via portal login or SMS.

Offline/Camp Registration:

Visit nearest Social Welfare Department office, District Social Welfare Office, or special facilitation camps (announced locally).
Bring original documents for biometric verification.
Staff assist with form filling (free service).
Complete process: Data entry, photo, thumb impression.

Status Check:

Enter CNIC on official portal (swd.punjab.gov.pk or DPMIS).
Or call helpline for updates.

Helpline/Support: Punjab Social Welfare Department helpline 1312 (or local offices). No agents needed.

Required Documents

Valid CNIC (original + copy).
Disability Certificate from Social Welfare Punjab / authorized board.
Passport-size photos.
Proof of residence (if needed).
Bank account details (facilitated for card issuance).

Latest Updates – February 2026

Phase II expansion complete for 25,000 new beneficiaries (total ~65,000).
30% women’s quota actively implemented.
Payments ongoing quarterly via Bank of Punjab.
Integration with broader welfare (e.g., mentioned alongside Rashan Card, Kisan Card in CM speeches).
High emphasis on verification to ensure only deserving receive aid.

Scam Alert – Stay Safe!

No registration or payment fees — ever.
Never share CNIC, OTP, or bank details with unknown callers/WhatsApp.
Ignore “urgent fee” or “activation payment” messages.
Only use official sites (swd.punjab.gov.pk, dpmis.punjab.gov.pk) or government offices.

Frequently Asked Questions (FAQs)

Q: How much stipend do beneficiaries get?
Rs 10,500 quarterly (every 3 months).

Q: Is it monthly or quarterly?
Quarterly payments loaded on the card.

Q: Who issues the disability certificate?
Punjab Social Welfare Department or authorized medical boards.

Q: Can women with disabilities get priority?
Yes — 30% quota reserved in expansions.

Q: What if I missed previous phases?
Contact local Social Welfare office for ongoing inclusions or Phase III updates.

The CM Punjab Himmat Card Scheme is a powerful step toward empowering persons with disabilities, giving them financial independence and respect. If eligible, apply through official channels and share this guide to help others!